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No Down Payment. No PMI. No Hassle—With a VA Loan
Exclusive benefits for veterans, active-duty service members, and eligible spouses.
Buy or refinance a home with no down payment and flexible qualification standards.
What Is a VA Loan?
A VA loan is a government-backed mortgage guaranteed by the U.S. Department of Veterans Affairs. It helps eligible military borrowers buy, build, or refinance a home with no money down, no private mortgage insurance, and competitive interest rates.
How It Works
🪖 0% down required—keep your savings intact
📉 No private mortgage insurance (PMI)
📄 Flexible credit and income guidelines
🏠 Available for purchase, refinance, or cash-out
Who Qualifies?
VA loans are available to eligible veterans, active-duty service members, National Guard and Reserve members, and some surviving spouses. You’ll need a valid Certificate of Eligibility (COE), sufficient credit, and stable income. The home must be used as your primary residence.
Why Veterans Choose VA Loans:
📄 Simple qualifying process
🔄 Refinance options: IRRRL and cash-out
🏡 Buy, build, or improve a primary residence
🪙 Backed by the VA—built for your service
VA Loan FAQs
No. You can use your VA loan benefits multiple times.
No loan limits with full entitlement, but lenders may set caps based on your profile.
Yes! Use the VA IRRRL for rate reduction or cash-out to access equity.
About Us
Loaningnow delivers a modern mortgage experience built for clarity, speed, and simplicity—empowering borrowers with smarter tools, faster approvals, and a seamless path to homeownership.
Company NMLS: 2710636
Equal Housing Opportunity
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Disclosures and License Information
Texas Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form. Mailing Address: 2601 North Lamar, Suite 201, Austin, TX 78705 • Toll-Free: 1-877-276-5550 (Required per 7 TAC §80.200(b))
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