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Grow Your Portfolio—With an Investment Property Loan
Finance rental properties to build wealth through real estate.
Whether it's a long-term rental or short-term Airbnb, these loans help you buy, refinance, or expand your holdings.
What Is an Investment Property Loan?
An investment property loan is a mortgage used to buy real estate for income—not personal residence. These loans typically have stricter requirements than primary home loans but offer strong income potential.
How It Works
🏘️ Buy or refinance single-family, multi-family, or short-term rentals
📄 Qualify using rental income or personal income, depending on the program
💰 Down payments typically 15–25%
📈 Fixed and ARM options available
Why Use an Investment Property Loan?
Real estate is one of the most powerful wealth-building tools. With the right financing, you can generate monthly cash flow and long-term equity gains.
Why Investors Choose These Loans:
🏠 Build long-term wealth through rentals
💵 Cash-flowing assets create passive income
📄 Rental income can help you qualify
🔁 Finance multiple properties
🏘️ Perfect for short- or long-term rental strategies
Investment Property Loan FAQs
Yes. Many programs allow projected or current rent to help with qualification.
Usually. Expect to put down 15–25% depending on the lender and property type.
Yes. Many investment loans allow you to buy or hold title in an LLC or trust.
About Us
Loaningnow delivers a modern mortgage experience built for clarity, speed, and simplicity—empowering borrowers with smarter tools, faster approvals, and a seamless path to homeownership.
Company NMLS: 2710636
Equal Housing Opportunity
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Disclosures and License Information
Texas Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form. Mailing Address: 2601 North Lamar, Suite 201, Austin, TX 78705 • Toll-Free: 1-877-276-5550 (Required per 7 TAC §80.200(b))