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Buy Before You Sell—With a Bridge Loan
A bridge loan gives you short-term financing to buy a new home before selling your current one. No need to rush the sale—move on your timeline.
What Is a Bridge Loan?
A bridge loan is a short-term loan that “bridges the gap” between buying your next home and selling your current one. It lets you use your existing home’s equity as leverage to secure your new home—before your sale closes.
How It Works
🏡 Use equity from your current home for the new purchase
🔁 Buy your next home first, then sell your old one
🕒 Short-term financing, typically 6–12 months
💸 Pay it off when your home sells or you refinance
Why Use a Bridge Loan?
It’s perfect for competitive markets where waiting to sell first could mean missing out on your dream home.
Why Buyers Use Bridge Loans:
⏳ Buy before you sell
💡 Tap into existing home equity
🏠 Avoid contingent offers
🔄 Smooth transition between homes
🛑 No need for rushed sales
Bridge Loan FAQs
No. Bridge loans are designed to help you buy first, then sell.
Most bridge loans are 6–12 months, repaid when your home sells.
Yes, as long as you have sufficient equity and qualify.
About Us
Loaningnow delivers a modern mortgage experience built for clarity, speed, and simplicity—empowering borrowers with smarter tools, faster approvals, and a seamless path to homeownership.
Company NMLS: 2710636
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Disclosures and License Information
Texas Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form. Mailing Address: 2601 North Lamar, Suite 201, Austin, TX 78705 • Toll-Free: 1-877-276-5550 (Required per 7 TAC §80.200(b))